How Long Do Points Stay on Your License in Indiana: A Comprehensive Guide
If you’ve recently received a traffic violation in Indiana, you may be wondering how long those points will stay on your license. Understanding the duration of points on your license is crucial, as accumulating too many points can result in license suspension or increased insurance premiums. In this comprehensive guide, we will delve into the specifics of how long points stay on your license in Indiana.
What are Driver’s License Points?
Driver’s license points are a way for the Indiana Bureau of Motor Vehicles (BMV) to track and monitor a driver’s behavior on the road. Points are assigned to your driving record when you are convicted of certain traffic offenses. The number of points assigned varies depending on the severity of the violation.
How Long Do Points Stay on Your License?
In Indiana, points remain on your driving record for a specific period of time. The duration varies based on the type of violation:
1. Minor Traffic Violations: Points for minor traffic violations, such as speeding or failure to yield, remain on your license for two years from the date of the offense.
2. Serious Traffic Violations: Points for serious traffic violations, including reckless driving or driving under the influence (DUI), stay on your license for 10 years from the date of the offense.
3. Habitual Traffic Violator: If you accumulate too many points within a certain timeframe, you may be classified as a habitual traffic violator. In this case, points will remain on your license for 10 years from the date of the most recent offense.
Consequences of Accumulating Points
Accumulating points on your license can have various consequences, including:
1. License Suspension: If you accumulate too many points within a specific timeframe, your license may be suspended. The length of the suspension depends on the number of points accumulated and your driving history.
2. Increased Insurance Premiums: Insurance companies often review your driving record when determining your insurance premiums. Having points on your license can result in higher insurance rates.
3. Driver Safety Program: In some cases, the BMV may require you to complete a driver safety program if you accumulate a certain number of points within a specified period. This program aims to improve your driving skills and reduce the risk of future violations.
Removing Points from Your License
Fortunately, points on your license can be removed through various methods:
1. Safe Driver Credit: If you maintain a clean driving record for a specific period, you may be eligible for a safe driver credit. This credit can remove up to four points from your license.
2. Driver Safety Program: Completing a driver safety program voluntarily can result in the removal of up to four points from your license.
3. Time-Based Removal: Points will automatically be removed from your license after the designated time period has passed.
Understanding how long points stay on your license in Indiana is essential for maintaining a clean driving record. By being aware of the duration of points and the consequences of accumulating them, you can take proactive steps to drive safely and avoid any potential penalties. Remember, practicing safe driving habits is the best way to keep your license free from points and maintain affordable insurance premiums.