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How to Obtain a Title for a Manufactured Home in Michigan
If you own a manufactured home in Michigan, it’s important to have a proper title for it. A title serves as legal proof of ownership and is necessary for various purposes such as selling the home or obtaining insurance. In this article, we will guide you through the process of obtaining a title for your manufactured home in Michigan.
1. Gather Required Documents
To start the title application process, you will need to gather the following documents:
– Manufacturer’s Certificate of Origin (MCO) or a previous title, if available
– Bill of Sale or purchase agreement
– Proof of identification (driver’s license, state ID, or passport)
– Proof of residency (utility bill, lease agreement, or tax statement)
– Affidavit of Affixation (if the home is permanently affixed to land)
2. Complete the Application
Once you have the necessary documents, you can proceed to complete the application for a manufactured home title. You can obtain the application form from the Michigan Secretary of State (SOS) office or download it from their website. Fill out the form accurately and provide all the required information.
3. Submit the Application
After completing the application, you will need to submit it along with the supporting documents to the nearest SOS office. Make sure to bring copies of all the documents and keep the originals for your records. You may also be required to pay a fee for the title application.
4. Wait for Processing
Once you have submitted the application, the SOS office will review your documents and process your request. The processing time may vary, but you can expect to receive your manufactured home title within a few weeks.
5. Update Insurance and Other Records
Once you have obtained the title for your manufactured home, it’s important to update your insurance policy and other relevant records to reflect the change in ownership. Contact your insurance provider and provide them with a copy of the title to ensure your home is properly covered.
Conclusion
Obtaining a title for a manufactured home in Michigan is a straightforward process that requires gathering the necessary documents, completing an application, and submitting it to the SOS office. By following these steps, you can ensure that you have a legal title for your manufactured home, allowing you to sell, insure, or transfer ownership as needed.
